Author Reference resources: new home loans, home loan application, repair loan, home loan modification, homes equity, load rates, lic home loan www.himloan.infoA subprime mortgage crisis:
the us subprime housing loan crisis revelation to China
The us subprime housing loan crisis for our country's financial market and the real estate market development at least provide the following enlightenment:
reflect on the real estate market development mode
The us subprime housing loan crisis for our country's financial market and the real estate market development at least provide the following enlightenment:
reflect on the real estate market development mode
, clarify the government in this market of the position and function, borrowers consider different credit, separate low-income housing rental market and to low-rent market. Low-income credit risk generally high, and the interest rate is sensitive and house prices, rely heavily on commercial Banks get mortgage loans, will undoubtedly increase systemic risk. On one hand, for the protection of low-income housing, are in urgent need of development and perfect house tenancy market and low-rent market give cooperation. And this shall be a target with other systems such as individuals and families of the property of the declaration and registration system and the related tax supervision system with, ability can really be implemented. On the other hand, to guard against the risk of the banking system, you are required to strictly control the commercial Banks to extend standard home loans and proportion limit to open to booking of period room mortgage loan and development loans.
