Author Reference resources: new home loans, home loan application, repair loan, home loan modification, homes equity, load rates, lic home loan www.himloan.infoGlobal further economic adjustment and the financial shock inevitable. To maintain the balance of the assets and liabilities, financial institutions to shrink credit, to deal with the housing finance market value products drop, the probability of cut is more and more big, the various phenomena reality, the American economy has started to slow, especially the United States ABS, is the largest credit card issuer, credit consumption is the main force of the economic development of the credit. The risk of credit card will directly affect the entity economy. Will inevitably affect to the developing countries, the credit crunch not only increases the repayment of the person that buy a house pressure, resulting in more real estate mortgage loan default, lead to real estate market value and related financial products further shrinking market value.
The next six months, subprime mortgage market will continue to shocks, the basis of all kinds of mortgage bonds and structured products market will be the new wave, thus leading the global market, foreign exchange market, money markets, commodity futures market further unrest.
Macroeconomic growth slowdown in danger of face, the job market changes, starts to influence on the basis of credit card of asset securitization market; And the credit enterprise by the economic cycle fluctuations will be more big. In excessive leverage, securitisation with the entity economy LianDongXing and risk of infection between should not be ignored.
FED cut and the role of the liquidity is not significant, China and other emerging markets are facing more complex situation, in currency and inflation pressures, under the condition of the operation of the monetary policy space is small.
The yen will lead to global interest rates of the disastrous consequences. Look back at the Asian financial crisis, led directly to the decline in the value of the yen, mainly in the yen carry traders is the European trading strategies, the Japanese yen is the world's first big nations.
Regulation must grasp the discretion, and grasp the way and the mechanism, with market means, not the policy means to control. FED rate cuts to the attention of that economic growth than to prevent inflation, for subprime mortgages may affect economic growth worries also improved. FED the trend of the future interest policy and the American economy is certainly the economic growth of China's sustainable and monetary policy formation certain effect. In further renminbi appreciation expectations, does not rule out international capital of Europe and America to avoid the subprime crisis and into the east Asian emerging market especially through various channels to enter the Chinese capital market, aggravate asset market price inflation.
