Author Reference resources: new home loans, home loan application, repair loan, home loan modification, homes equity, load rates, lic home loan www.himloan.infoin the design of financial market system, especially the development of financial derivatives, must fully realize derivatives of the two sides, both spread risk function, also have amplified the role of risk. Such as MBS CDO and other credit derivatives for lenders to provide liquidity and reduce the financing cost, and through the allocation of risk meet investors different preferences, the securitization of credit assets also alleviates excessive concentration risk in the condition of the banking system, therefore, financial innovation still need to continue to push. At the same time, we should strengthen the development of the derivatives market regulation, the tight control risk, such as in making policy, strictly control lever trading the ceiling, avoid excessive use of leverage effect, avoid a single market risk to other market infection.
Finally, hedge funds, and mixed operation conditions of the bank in the financial market institutions such as the globalization of activities and the characteristics of the global crisis to spread again the global regulatory coordination mentioned an important position. The United States in this attitude has obviously affect the stability of the global financial system. Developing countries capital project control the short term may avoid direct impact, but not completely avoid its negative influence. Therefore, this not taking any chances, and should take more positive measures to strengthen financial supervision of global coordination.
